MWG Direct Blog
Medigap Plan F
When comparing Medicare Supplements people assume the Medigap Plan F is the best plan because it provides the most comprehensive coverage. To a lot of people this would qualify a Medicare Supplement Plan F as the king of Medicare Plans. In this article today Medicare Insurance Finders will provide you with several facts to consider when comparing Medicare Supplements so that you can make the best decision.
Medicare Part A - Hospital Insurance
Medicare Part A is the "hospital insurance" portion of Medicare. Most seniors over the age of 65 will receive this coverage for free if they have worked 40 quarters or ten years in which taxes were paid. Medicare Part A and Medicare Part B make up Original Medicare which is a common term in the Medicare and You Booklet and the Choosing a Medigap Booklet, both published by the Centers of Medicare and Medicaid Services.
Florida Medicare Supplements
Florida Medicare Supplements provide outstanding coverage to seniors over the age of 65 and provide them with a peace of mind knowing that their coverage will pick up the gaps in Original Medicare. Florida has different laws pertaining to their Medicare Supplements which help regulate how those products are offered to consumers in the state of Florida. In this article we will cover some of the pros and cons of Florida Medicare Supplements.
Connecticut Medicare Supplement
Connecticut Medicare Supplements are different than most Medicare Supplement Plans across the country, not that their benefits are different but the state laws tend to make the Medigap prices a little higher than most states. In this article, we will cover an alternative option to a standardized Connecticut Medicare Supplement that can save you thousands of dollars a year.
Texas Medicare Supplements
Texas Medicare Supplements are standardized to match the rest of the country's Medicare Supplement plan design. Texas does have some different laws regulating these plans but it does not have a different plan designs or coverage options. In this article we will cover some of the different things that makes Texas policies better and worse than others states.
Insurance Companies
Insurance Companies strive hard to maintain a strong financial rating with AM Best and the other rating agencies. AM Best is the most common insurance rating agency in the market and is very reputable for rating these companies. I once had the opportunity to sit in on a meeting where an insurance company was being "quizzed" on their financials and I can attest that the questions where pretty difficult.
Health Care Law - Medicaid Expansion
A portion of the new Health Care Law, Affordable Care Act (Obamacare), has a portion that describes the expansion of Medicaid across the country. Under this law, each state would be responsible for administration of the Medicaid funds but the federal government would contribute 100% of the funds needed to expand in 2014 - 2016. In 2017 - 2020, the federal government would contribute 90% of the expansion cost.
Online Insurance
Online Insurance seems to be the new boom in the life and health insurance industry. More and more agents are realizing that clients are searching for quotes online and don't want to speak to an insurance agent. Some of this comes from the theory that a life insurance agent will call you every day for two years just went you mention the words insurance.. So today we are going to explain different products that are worth getting an online quote for and which ones are not, plus we will give you a few statistics that will shock you regarding online insurance.
YouTube Channel - Medicare Finders
Last week Medicare Insurance Finders went live with a YouTube Channel to provide our clients with another way of accessing Medicare and Medicare Supplement information. As of today, 23 videos have been placed on the web explaining everything from Medicare Parts A, B, C, and D to Medigap Insurance and how it supplements your Medicare.
Medicare Part D Plan Pharmacies
An article was released in Fox News on October 10, 2012, stating that Walgreens is jumping on the Prescription Drug Plan ban wagon. Humana and Walmart started this partnership in 2010 when they created a Humana-Walmart Preferred Plan. Several years before this Walmart was one of their main providers but when the two companies sponsored a joint plan, Humana saw enrollments increase.
Mutual of Omaha Medicare Supplement Plan N
This article will be short and brief but we wanted to give healthy clients with a Mutual of Omaha Medicare Supplement Plan N a warning that rates are skyrocketing across the country. It is time to review your policies.
Open Enrollment Period
We reguarly get questions pertaining to Medicare Supplements and Medicare Advantage Plans. Most people think they will not be able to qualify for a Medicare Supplement unless they are in the Open Enrollment Period. Here is a question that a client asked me:
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