In Medicare, you may hear the term “creditable coverage” used every once in a while, especially when you are new to Medicare or plan on delaying your Part B. Take note that creditable coverage can be very specific depending on your situation. It could cost you if you are not aware of what is creditable and what is not.
With Medicare you may find that there are many different letters to keep up with. When it comes to the basics, there are four parts of Medicare that are broken down like so: Part A, Part B, Part C, and Part D. Take a look at what each one entails!
If you decide to purchase a Medicare Supplement plan, you may be wondering, “what other plans work with my Medicare Supplement?” or “do I need any additional plans?” To make it easier for clients to determine which products best fit their needs, we have created Retirement Packs. Read futher to find out more about each pack!
If you have Medicare and purchased a stand-alone Part D Prescription Drug plan, you may see the costs of your medications fluctuate during the year depending on your out-of-pocket costs. This is because of the different phases you could possibly go through with a prescription drug plan. Read further to understand each phase and where you may currently be.
During the Annual Enrollment Period, you may hear the term “Scope of Appointment form” used often. You may have wondered what that is and why it is necessary. Read further to find out the "why" behind this important form!
The most common mental illness for those over 60 years old is depression. It impacts 6 million Americans but only 10% receive help. If you are enrolled in Medicare, you have several benefits for mental wellness.
Do you know someone who needs to enroll in Medicare Part D? Click this article to learn more about enrolling and the costs you can expect.
It is important to note how your Medicare Part D plan coordinates with Step Therapy. If you need help navigating Medicare Part D or finding coverage for your prescription drugs, click this article to learn more about how we can help.
Whether you recently put retirement on your radar or have been retired for years, we are expanding our retirement package to offer new products to fit any needs. Our goal is to be a one-stop shop for our clients!
Did you know that every year in the United States more people are diagnosed with skin cancer than all the cancers put together?
If you have a question about your policy, would your Medicare Supplement agent be available for you to call? Would your agent check your PDP plan EVERY year, free of charge?
Mid October through the first part of December is often referred to as “Open Enrollment Period” or “Annual Enrollment Period”. They go hand in hand, and here’s why. During this time, you can not only make changes to your stand-alone drug plan, but you can also make changes to your Medicare Advantage plan (depending on which one you have). We recommend having someone like us in your corner to assist you through these changes. Our only requirement for this annual assistance is that you sign up with a Medicare Supplement or Medicare Advantage plan through our advisors. If you do not currently have one of those plans through us, give us a call today and one of our advisors will be glad to help. They can be reached at (877) 759-5760, option 1. The Annual Enrollment Period comes every year at the same time, beginning October 15th and ending December 7th. Some clients are under the impression that the Annual Enrollment period is the only time you can change or get a Medicare Supplement. This is not true. The good thing about Medicare Supplements is that you can change them anytime throughout the year. This Annual Enrollment Period is only for making changes in a stand-alone prescription drug plan or a Medicare Advantage plan.
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