MWG Direct Blog

November 6, 2012, will be a gigantic night for the fate of Medicare. President Obama wants to make some extreme Medicare changes and Governor Mitt Romney wants to make some drastic changes as well. Which plan looks better for the future of Medicare?

The definition of "supplemental" is something added to complete a thing. Supplemental Insurance is coverage that will help you fill gaps in insurance coverage. There are Medicare Supplements policies, Gap Plans for Group Health Insurance, hospital indemnity plans, accident policies, and many others that will help make your coverage more complete.

Today's topic will be Medicare Taxes and Penalties that are imposed on high income earners, employees, and those that do not enroll in a Part D Plan when they are first eligible. Also we will mention briefly the new Medicare Tax that "Obama-care" has implemented on those with higher income.

Today we received an updated Medicare Supplement Rate Increases Report from one of our partnering companies, CSG Actuarial. We give them credit for these reports because they are were Medicare Insurance Finders gets their numbers. This month it appears that Family Life Insurance Company has the highest rate increase average of any company and Humana (Reader's Digest) has the lowest rate increase of any Medicare Supplement Company across the country.

If you are looking for the number one way to save money on your Medicare Supplement premiums, we will show you how. Compare Medicare supplements- its that easy! Review the different carrier's financial stability, compare medigap rates and make sure you understand the difference in coverage between these plans.

Medicare Insurance Finders is now offering a GUARANTEED ISSUE Medicare Supplement product that mimics the Plan F Medicare Supplement. The best part about this plan is that there are no health questions and all pre-existing conditions will be covered immediately on this plan.

My grandmother called last week asking me to help loo up better rates for her Medicare supplement insurance. This is a typical tradition that we follow every few years when her Medigap rates have increased.by 20% of what they were when we first signed her up for the Medigap policy. Some times seniors can view this as rate increase island which happens most of the time in attained age Medicare supplement states. So how do you fight against these rate increases?

A Tennessee Medicare Supplement has lower rates than most states across the country. These policies also have state requirements that make Medicare Supplement companies offer lower rates to tobacco users during certain time periods, which we will cover a little further down in the article. A 65 year old female receiving a Tennessee Medigap Quote could expect a Plan F rate of approximately $100 a month for the most comprehensive coverage offered. This is very low especially when you see Connecticut rates at around $250 for a 65 year old female.

Medicare Part B is the medical insurance portion of Medicare. It covers your doctor visits, outpatient procedures, durable medical equipment, and other things dealing with the "non-hospital" procedures. Medicare Part A and Medicare Part B make up what is known as Original Medicare. Original Medicare took effect in 1965 and has been providing seniors with health insurance ever since.

Mississippi Medicare Supplement Insurance provides those on Medicare with a peace of mind knowing that the gaps in Original Medicare will not leave heaps of medical bills left for them to pay. Medicare Supplements fill the gaps in original Medicare and allow a policy holder the option to choose any doctor in the country that accepts Medicare. In other words, they are not constrained to a specific doctor or group of doctors.

If you are looking for the best Medicare supplement plans available in your state you have come to the right website. Medicare Insurance Finders provides you with ways to learn, compare, and save on your Medicare Supplement plan. You even can see Medigap plan comparisons in your state within 2 minutes of starting your quote. If you are interested in finding the right Medicare Supplement Plan, lets go ahead and get started.

The Medicare Supplement Plan G is becoming one of the top Medigap plans available. The only difference between the Plan G Medicare Supplement and a Medicare Supplement Plan F is that the coverage of the Part B Deductible. The Plan G does not cover this $147 deductible in 2013. Remember that the Part B deductible is for your Medical services such as doctor, outpatient facility, durable medical equipment, etc.