MWG Direct Blog

Florida Medicare Supplements provide outstanding coverage to seniors over the age of 65 and provide them with a peace of mind knowing that their coverage will pick up the gaps in Original Medicare. Florida has different laws pertaining to their Medicare Supplements which help regulate how those products are offered to consumers in the state of Florida. In this article we will cover some of the pros and cons of Florida Medicare Supplements.

Connecticut Medicare Supplements are different than most Medicare Supplement Plans across the country, not that their benefits are different but the state laws tend to make the Medigap prices a little higher than most states. In this article, we will cover an alternative option to a standardized Connecticut Medicare Supplement that can save you thousands of dollars a year.

Texas Medicare Supplements are standardized to match the rest of the country's Medicare Supplement plan design. Texas does have some different laws regulating these plans but it does not have a different plan designs or coverage options. In this article we will cover some of the different things that makes Texas policies better and worse than others states.

Insurance Companies strive hard to maintain a strong financial rating with AM Best and the other rating agencies. AM Best is the most common insurance rating agency in the market and is very reputable for rating these companies. I once had the opportunity to sit in on a meeting where an insurance company was being "quizzed" on their financials and I can attest that the questions where pretty difficult.

A portion of the new Health Care Law, Affordable Care Act (Obamacare), has a portion that describes the expansion of Medicaid across the country. Under this law, each state would be responsible for administration of the Medicaid funds but the federal government would contribute 100% of the funds needed to expand in 2014 - 2016. In 2017 - 2020, the federal government would contribute 90% of the expansion cost.

Online Insurance seems to be the new boom in the life and health insurance industry. More and more agents are realizing that clients are searching for quotes online and don't want to speak to an insurance agent. Some of this comes from the theory that a life insurance agent will call you every day for two years just went you mention the words insurance.. So today we are going to explain different products that are worth getting an online quote for and which ones are not, plus we will give you a few statistics that will shock you regarding online insurance.

Last week Medicare Insurance Finders went live with a YouTube Channel to provide our clients with another way of accessing Medicare and Medicare Supplement information. As of today, 23 videos have been placed on the web explaining everything from Medicare Parts A, B, C, and D to Medigap Insurance and how it supplements your Medicare.

An article was released in Fox News on October 10, 2012, stating that Walgreens is jumping on the Prescription Drug Plan ban wagon. Humana and Walmart started this partnership in 2010 when they created a Humana-Walmart Preferred Plan. Several years before this Walmart was one of their main providers but when the two companies sponsored a joint plan, Humana saw enrollments increase.

This article will be short and brief but we wanted to give healthy clients with a Mutual of Omaha Medicare Supplement Plan N a warning that rates are skyrocketing across the country. It is time to review your policies.

Today we received a call from a man in Louisiana looking to replace his Medicare Supplement. He was in decent health overall but he had some health conditions with his heart that he had experienced over the past few years. Due to the heart condition there were not any Medicare Supplement Plans that would accept him (except for a guaranteed issue Medicare Supplement).

Many people tend to review their Medicare Supplemental Insurance during the Annual Election Period when they are looking at their drug plans, but what a lot of people don't know is that these plans can be reviewed anytime throughout the year. We received a quote request last week where an a couple in Oregon was able to save over $2,500 a year by just looking to see what Medicare Supplement Rates were available.

Yesterday, I had a couple from Katy, Texas call me that had Medicare Supplement Plan N's with one of the Mutual of Omaha companies. They had the policy for several years and just received a $50 rate increase per month on both of their policies. Needless to say they were not happy with their Medicare Supplement Rates and wanted to know what they could do to replace the policy prior to November 1, 2012 when the rate increase took effect.