New Jersey Medicare Supplement Insurance
New Jersey Medicare Supplement Insurance is supplemental insurance that fills in the gaps of Original Medicare. Like most states New Jersey follows the standardized Medicare Supplement Plans that were set into place in 1992 and the re-organized in 2010 under the Medicare Modernization Act.
The most popular New Jersey Medicare Supplement is the Plan F. The reason this plan is so popular is because it covers all the deductibles, coinsurance and co-pays that Medicare leaves for you to pay. All you have to do is pay the premium and everything is taken care of as long as it is medically necessary (cosmetic surgeries not covered).
New Jersey Medicare Supplement Plans
Below are the different Medigap (Medicare Supplement) plans offered in the State of New Jersey. As you will notice there are 10 plans that have different coverage options. The Plan F, Plan G and the Plan N are the three most common plans sold.
New Jersey Medigap Laws
New Jersey has a Medigap law that states that someone in their Open Enrollment Period or a Guaranteed Issue Period does not have to answer the tobacco question. So if you are a smoker and are turning 65, you qualify for the non-tobacco rate.
There are other New Jersey Medicare Supplement laws, but they pertain to individuals under the age of 65 which is not as common. If you would like more information on these laws please contact Medicare Insurance Finders (1-877-759-5760).
New Jersey Medicare Supplement Rates
To compare Medicare Supplement Insurance rates, the best option is to go to Medicare Insurance Finders and click the Get Rate button. This will allow you to enter some basic information and then you will receive Medicare Supplement Rates from over 20 carriers.
Medicare Insurance Finders specializes in helping people compare Medicare Supplement Plans. With over 25 years in the insurance industry we have seen carriers come and go and can help you choose a plan that will keep a low rate.
Call Medicare Insurance Finders now for your free Medicare Supplement Quote. 1-877-759-5760.