Affordable Health Insurance
Affordable health insurance for those 65 years or older. It is the time of the year to compare Medicare insurance plans and also to enroll through the federal and state exchanges. We are going to give you some ways to compare plans and also some tips on the best way to compare insurance plans.
Affordable Health Insurance
Let's start by understanding that affordable health insurance has a different meaning to different people. So you may think a plan is affordable that is $400 per month and I may think that an affordable plan is $100 per month. It is not that either one of us are right it is simply a matter of opinion.
As of October 1, 2013, the Affordable Care Act put in place health insurance that is available to all Americans. This means that no matter what pre-existing condition, what income, what state or any other factor you can apply for health insurance and can not be turned down. This is assuming that you are a legal citizen and are in compliance with the law.
As of October 15, 2013, many Medicare beneficiaries will begin comparing their Part D (prescription drug plans) and Part C (Medicare Advantage plans) to see what is the most cost effective plan for 2014. Many of these plans are considered affordable; however, a lot of American are disagreeing about the under age 65 plans.
Affordable Health Insurance - Medicare Supplements
We recommend going to the Medicare Supplement Quote Engine also known as the Medicare Insurance Exchange around here. This quote engine works in 47 states and will compare plans in less than 2 minutes without having to put in your social security number and other information that is irrelevant to getting a quote.
If you are not computer savvy we recommend you call 1-877-936-2991. One of the advisors are there and can help you compare plans.
They will need to know some basic information to compare plans.
Under Age 65 - Health Insurance Plans
The best way to compare plans through the federal exchanges is to go to www.healthcare.gov. This website will allow you to choose your state and compare plans. The negative of finding affordable health insurance through this site is that it is not a smooth process. Currently they are experiencing a lot of computer glitches and overloading from people coming to the website to compare plans.
The Federal Health Insurance Exchange - Affordable Care Act
Before enrolling in a plan we recommend you make sure you understand the health insurance policy. There are going to be different levels of benefits labeled by Bronze, Silver, Gold and Platinum. These represent the coverage amounts.
One other thing to understand is that some insurance companies may not be represented on the federal exchange but their policies are available through private exchanges.
We wish you luck in finding affordable health insurance and if we can be of any assistance please contact us at 1-877-936-2991.