Seniors Choice High Deductible Plan F

The Seniors Choice High Deductible "Modified Plan F" is coming in 2014 through Benefits Association. This plan will be like any other High Deductible Plan F across the country. In this article we will explain the differences of this plan, explain how to enroll in this plan and will inform insurance agents where to go for contracting purposes.

Seniors Choice High Deductible Plan F

The difference between this "Modified Plan F" and the Traditional High Deductible Plan F are laid out below:

  • This plan has one rate guide that works for 48 states; most plans have to have different rate guides per state.
  • This Seniors Choice Plan has an online application for consumers; most plans do not have applications that are direct to consumer.
  • This "Modified High Deductible Plan F" offered by Benefits Association will have a deductible of $2,000; the 2013 high deductible is $2,110.
  • Like a traditional Medicare Supplement you are allowed to see any doctor that accepts Medicare.
  • There are NO HEALTH QUESTIONS for this plan; most plans have health questions.
  • Average Rate Increase over the last 4 years of less than 3%; Traditional Medicare Supplements average 9% or higher.


How do i learn more about this seniors choice plan?

You can contact Medicare Insurance Finders at 1-877-936-2991 to learn more about this Modified High Deductible Plan F. It is not a standardized plan which allows the benefits to be different as well as the application process that can be difficult with some carriers.

Do the benefits differ in any other way?

Yes, there is a $10 co-pay for doctors office visits and a $20 co-pay for outpatient procedures. However, if you have 2 doctors appointments per month it is only $20 out of pocket plus your premium. Odds are this plan can save you a lot of money over the course of a year.

At Medicare Insurance Finders (1-877-936-2991) we specialize in helping seniors save money on their insurance premiums. We have testimonials to prove it!